Lord Krishna says in Bhagavad Gita

                                   Lord Krishna says in Bhagavad Gita

                   

कर्मण्येवाधिकारस्ते मा फलेषु कदाचन।

मा कर्मफलहेतूर्भूर्माते सङ्गोऽस्त्वकर्मणि।।47।।

"You have a right to perform your prescribed duty, but you are not entitled to the fruits of action. Never consider yourself to be the cause of the results of your activities, and never be attached to not doing your duty."

PURPORT

There are three considerations here: prescribed duties, capricious work, and inaction. Prescribed duties refer to activities performed while one is in the modes of material nature. Capricious work means actions without the sanction of authority, and inaction means not performing one's prescribed duties. The Lord advised that Arjuna not be inactive, but that he perform his prescribed duty without being attached to the result. One who is attached to the result of his work is also the cause of the action. Thus he is the one who enjoys or suffer the result of such actions.

As far as prescribed duties are concerned, they can be fitted into three subdivisions, namely routine work, emergency work and desired activities. Routine work, in terms of the scriptural injunctions, is done without desire for results. As one has to do it, obligatory work is action in the mode of goodness. Work with results becomes the cause of bondage; therefore such work is not auspicious. Everyone has his proprietary right in regard to prescribed duties, but should act without attachment to the result; such disinterested obligatory duties doubtlessly lead one to the path of liberation.

Arjuna was therefore advised by the Lord to fight as a matter of duty without attachment to the result. His non-participation in the battle is another side of attachment. Such attachment never leads one to the path of salvation. Any attachment, positive or negative, is cause for bondage. Inaction is sinful. Therefore, fighting as a matter of duty was the only auspicious path of salvation for Arjuna.

Annexures from State Bank of India [35]

This is the [35] Annexures from of state bank of India for more information click on

Annexure 35

Sanjay Khatri                                                   Office

Advocate                                                                                   4-KA-32, Jawahar Nagar  

Rajasthan High Court                                                             Phone:  0141-2650955 ,

                                                                                                         Mobile No.9461616626                                                                                                                          

                                                                                                       Chamber: 23, Lawyer’s, Chamber.

                                                                                                       Rajasthan High Court, Jaipur-302005 

­­­­­­­­­­­­_________________________________________________________________________________________________________

Dated: 31.05.2011

The Chairman,

State Bank of India,

State Bank Bhawan,

4th Floor, Nariman Point,

Mumbai-400021.

Kind Attention: Shri Prateep Choudhury

Ref.: Loan Account No’s. (i) 30790086642 (TL            Account ); (ii) 30790105601 (TL Account) and
(iii) 30790238803 (CC Limit) of M/s Rosebay Agro Farms Pvt. Ltd.                                             

Sub.:  Request for conducting inquiry against Shri K.L. Chourdia, R.K. Nehra, V.K.  Lakhani & Shri D.B. Shiwach.

Sir,

This is our painful duty to report to this good office the series of uninterrupted unlawful and mischievous conduct of the abovementioned officers of State Bank of India at Raila Branch and Zonal Office Jaipur (now shifted to Udaipur), causing irreparable losses to M/s Rosebay Agro FarmsPvt. Ltd. a Company incorporated under the Companies Act. having its registered office at 4, Vishnu Path, Satya Vihar, Lalkothi, Jaipur, Rajasthan (here-in-after referred as the complainant company/complainant borrower). The series of wrong doings reported here-in-below in our humble opinion is injurious to the hard earned reputation of S.B.I., which we suppose is making the India proud throughout the globe by carrying out the banking business professionally and technically at par with the other leading banking national and international companies and institutions. Despite repeated intimations and complaints at different levels of the institution, no corrective measures are taken till date, exposing us to grave pain and agony. We are betrayed by the unchecked misdeeds of said officers and our faith in such an esteemed institution is on the death bed and it can only survive by the strong, effective corrective and deterrent  actions by Apex level of the institution as against the offending officers who are till date unleashed. However, this is the not only the sole reason, which made us to report to this good office the excessive and unreasonable conduct of the offending officers in reference, but also the inspiration with which this project is being instituted by the Complainant Company. This pious project has suffered impediment, because of the mechanical, collusive and criminal conduct of the officials under reference without giving even a thought to the very fact that this project is being established not merely for the financial gains but also for the benefit of the society at large.

In the above premise your good-self will be glad to learn that the Complainant borrower is inter-alia engaged in operating an Organically Certified Cows Dairy Project, at Raila. (A project financed by your esteemed bank through Raila Branch). It would not be out of place to mention here that this is a unique project of its own kind which involves nurturing of cows in natural environment with the sole objective to produce and promote hygienic and healthy dairy product in the indigenous market. This project was technically and commercially designed to achieve the commercial/financial interest simultaneously promoting the unadulterated milk/milk-product for the upcoming generations, by avoiding usage of chemicals etc. It is also apposite to note here that this project was even applauded by the various teams from your Bank, who paid visit at a number of instances at the project site.

The brief gist of the events, which compelled us to lodge this complaint against the above-mentioned officers of your esteemed banking institution, is as under:-

(A)       Recomputation of the EMI delayed with the sole  motive to harass:-

(i)          Dated 5.11.2007:- Inter-alia on execution of hypothecation agreement pertaining to the hypothecation of assets etc. referred there-under and the Schedule appended therewith, AND mortgage deed pertaining to the mortgage of land by the borrower in favour of the Bank specifically referred to in the Schedule appended therewith, initially a term loan of Rs. 57 lakh and a C.C. Limit of Rs. 3 lakh was sanctioned to the Complainant Company. 

(ii)        That up-to 5.9.2008 :- The Complainant Company utilized  Rs. 32 lakh (Approx) out of the above sanctioned term loan of Rs. 57 lakh, that is to say, that until up to 6.9.2008 term loan of Rs. 32 lakh only was disbursed and utilized out of the sanctioned amount of Rs. 57 lakh.

(iii)       That on 6.9.2008 :- Enhancement of a term loan of Rs. 88 lakhs over and above the term loan of Rs. 32 lakhs disbursed/utilized was allowed along-with with the sanction of the enhanced C.C. limit to extent of Rs. 20 lakh.       

(iv)      That despite the fact that Complainant Company has utilized 32 lakh only out of the above sanctioned term loan of 57 lakh meaning thereby that 23 lakh from the same remained unutilized, the installment pertaining to same were not recomputed by the then officials of the Raila Branch, despite repeated requests and reminders from the Complainant Company.

(v)        That the request of the Complainant Company and the directions of the Regional office to recompute EMI, were ignored repeatedly by the offending Branch Manager, Raila with the ulterior motives.

(vi)      That when the repeated oral requests were not taken care of, the complainant vide their letter dated 06.11.2008 (Annex.-1) inter-alia formally requested the Branch Manager in writing to reschedule their installments pertaining to the above term loan in consonance with amount actually utilized/disbursed, but he did not bothered take pains to get settle the matter.

(B)       The Offending Branch Manager, Raila has not visited Complainant Dairy on 25.12.2008: -

(i)      We draw attention of this Hon’ble Chair that the pretext on which the Branch Manager Shri K.L. Chourdia discontinues the disbursement of duly sanctioned loan was totally malafide and mischievous. It is amazing to noted that the stipulation in the letter dated 25.12.2008 (Annex.-2)  (which was X-mas day) pertaining to the visit of the Learned Branch Manager, Raila to the complainant’s dairy at Raila was the Bank holiday and also a universal holiday, which itself is self speaking of his misdeeds and facts of the case. We have to state and submitted that the Branch Manager, Raila has not visited our dairy at Raila for inspection on 25.12.2008 and the stipulation in respect thereof is erroneous as is also event on the face of record. There is no denying the fact that this is a designed conspiracy against the complainant. The entire text of the letter under reference was erroneous, unfounded and arbitrary. Enquiry may please be conducted for the verification of this vital fact.

(ii)    That despite the fact that the so called objections/short comings  pointed out by the Branch Manager was replied precisely point-wise by the complainant vide their letter dated 06.01.2009, (Annex.-3)  but no head whatsoever was paid by him as he was inclined upon to harass/ruin complainant simply for his personal vested interests.

(iii)   In the above premise the act of discontinuing of partly disbursement of the sanctioned loan without any plausible reason shows the helplessness of the management of the State Bank of India against its own corrupt officers, meaning thereby that the offending officers were unleashed.

(iv)  It would not be out of place to mention here that the aggrieved complainant through its Director Shri Suneel Dutt Goyal conducted various meetings with the Branch Manager Shri K.L. Chourdia and the then Chief Manager Agriculture Shri R.K. Nehra followed by the pleadings before the Hon’ble A.G.M. Shri V.K. Lakhani with the hope to get the justice. But ironically and to our utter surprise both Shri K.L. Chourdia and Shri R.K. Nehra bypassed the very specific and categorical orders of their superior.

(C)   Matter taken up with L.H.O. New Delhi:

That being aggrieved by the misdeeds of the offending Branch Officer and realizing the helplessness of Shri V.K. Lakhani, left with no option, on 17.03.2009 the complainant through its Director paid visited to Shri Rakesh Sharma the then General Manager, Local Head Office New Delhi, who was kind enough to give time for the thorough examination of truth and paid serious attention to the grievance of the complainant. Taking this opportunity the complainant briefed him the project, its implementation, projection and planed expansion. Realizing thereby the avoidable hardship faced by us, our continuing performance as borrower, our track record of repayment, our present status and practical aspect of future expansion plans, he most gracefully apologized for the hardship faced by us to caused by the misdeeds of the Branch Manager and C.M. Agriculture, assuring to resolve our grievances followed by full corporation in future. In this process he on the spot deputed from his office Shri S.C. Verma the then C.M. Agriculture, who alongwith Shri R.K. Nehra and Shri Sharafat Hussain inspected the complainant’s dairy project at Raila on 30/31th March, 2009. In the follow up action he prepared a detailed note pertaining to his on the spot observations in company with the above mentioned officers and submitted the report to the D.G.M., where from it was forwarded to Shri Rakesh Sharma G.M. New Delhi. On the clarification  sought for by us from Shri S.C. Verma regarding his opinion and findings on the project we  were being informed that he was thoroughly impressed on all technical and financial aspects and that the feedings  and information rendered by the Branch Manager, Raila and C.M.  Agriculture, Jaipur were erroneous. We were further glad to learn that he has further sanctioned the loan of around 16 lakhs odd., to us, followed by advisory  note to the concerned officer at Jaipur some-where in the last week of April, 2009.  We were advised by him to visit the offices of C.M. Agriculture Jaipur and A.G.M. Jaipur in connection with the same. But despite continuous follow-up and a series of visits to said offices at Jaipur, they refused of having being received any intimation/direction/note from the Local Head Office, New Delhi. On the contrary they upraised the degree of harassment and by making mockery of very well established Banking procedures and norms, against their powers asked them to submit fresh proposals of project in reference, for being reassessed by those unleashed and unaccountable officers. During this period of harassment Shri Nehra and Shri Chourdia at a number of instances abused the complainant, claiming to teach him a lesson for taking up the matter with L.H.O. New Delhi. It is equally important to note here that instead of allowing the further sanction of 16 Lakhs as mentioned above, they on a designed conspiracy committed an intentional mistake in calculation resulting in disbursement of loan amount on the lower side to the extent of 7 to 8 lacs of rupees.

Aggrieved thereby on 12.05.2009 (Annex.-4) the complainant through a fax massage followed by speed post reported the entire instances to the General Manager, New Delhi requesting him to intervene and do needful for the restoration of bonafide banking practices.

(D)   Criminalization of conspiracy and collusion:

Enraged by the fearless demands of justice by the complainant followed by continuous agitation before L.H.O., New Delhi inspite of correcting themselves the officers against whom this inquiry is demanded became even more fearless, so much so, they dared to bypass the directions of L.H.O. to cooperate with the borrowers. In this series, in the evening of 12.05.2009 a phone call was received from the office of Shri Nehra to collect an envelop. When the messenger from the complainant visited Shri Nehra’s office, he was made to received and acknowledge, a sealed envelop. To our utter surprise we received in it a letter issued vide S.No.-6/SK/21547 dated 10.05.2009 (Annex.-5) (Sunday) by Shri Nehra. From the fact that until 11.05.2009 when Suneel Dutt Goyal visited the office of Shri Nehra no mentioned whatsoever was made by him regarding any of the content/contemplation in this said letter, which was again amazingly issued on a day which is a holiday. The entire set off of circumstances clearly corroborate that the said letter was also a part of conspiracy so as to misguide and betray the L.H.O. This is our humble opinion is unpardonable. It is pertinent to note here that 10.05.2009 i.e. the date of the issue of the letter, being a Sunday was the bank holiday indicating a conspiracy in its. It is equally important to note here that the procedural compliance sought for by Shri Nehra from the borrower was not only impractical but beyond the scope and purview of the letter of the statute.

(E)    Apparent malafides:

From the series of the events narrated above the apparent malafides of the concerned officers can not be denied. They were inclined upon to kill this beautiful project for their own vested interests. Your good self will appreciate that every act of offence is directly and indirectly connected with some personal and vested interest/motive and this case was also not an exception to it. Until now we had tried our level best to gracefully avoid to reveal the shameful face of the case that is the corruption. We most humbly and respectfully bring to the kind attention of this Hon’ble Chair that all the harassment imposing us not only to the financial, but also to mental pain and agony has been faced by us, simply because we refused to bow down against their illegitimate demands. The entire facts of the events, which are self explanatory was for the first time brought on record vide our letter dated 13.05.2009 (Annex.-6) addressed to the General Manager, L.H.O. New Delhi revealing the principle cause of our sufferings. In consequence of this complaint the complainant was called upon to visit the office of Shri Lakhani, when the complainant paid visit to office Shri Lakhani and Shri Nehra threatened and abused the complainant. They were confident enough that no action whatsoever would be taken against them on this very bonafide complaint. Their language was unconstitutional and slang and does not match the prestige of S.B.I. and dignity of their profession. The word used by those very learned officers were so corrupt that it is not possible to reproduce them in writing, it is however humbly advisable to make it a part of integral inquiry.                                    

That the complainant vide their letter dated 26.5.2009 (Annex.-7) and 1.06.2009 (Annex.-8) addressed to the General Manager S.B.I. and D.G.M. SBI respectively reported their grievances narrating the entire events in chronological order. It was very specifically and categorically pointed out that the letter dated 10.05.2009 was absurd and directions rendered there under can not be complied with. The content of our said letters are self explanatory and corroborative enough to prove and establish our view point and allegations.  

(F) Unwarranted Rephasement without any default or any demand from the Branch of any over due amount:

That until 03.06.2009 no relief whatsoever was provided to the borrower. Thus on 04.06.2009 (Annex.-9) the complainant wrote a letter to A.G.M. Jaipur requesting to provide a practical and judicious solution. In this series of events we received letter dated 05.06.2009 (Annex.-10) from the Branch Manager Shri Chourdia stipulating recomputation and sanction term loan and C.C. limit, afresh on the erroneous pretext of mechanical, "Rephasement of overdue amount", of above mentioned first term loan and second term loan. It would not be out of place to mention here that no amount was over due on account of said term loans. If any, it would have been for the reason of designed and conspired computation error by the Branch itself. It is also important to note here that before and until this rephasement, complainant borrower had not received any letter of demand or settlement of account from the Branch. On their visit to the Branch Office pertaining to the issue covered by the aforesaid letter and with pious motive to resolved issue amicably we only accepted the said proposals under business compulsions. We were however amazed and shocked to learn the actual state of affairs. In the nut shell it was noticed that the bill of expenses submitted by us for disbursement of the term loan were debited erroneously in the wrong headings pertaining to the purpose for which the particular disbursement was sought for and utilized by the complainant borrower. This resulted in mismatch in the entire account of the Bank's statement of account. It was also noticed that the ratio of bank and promoters contribution were not inconformity with the sentiment and sprit of the Sanction letter. These series of errors which were the follow up of the denial of correction and recomputation of E.M.I. as stipulated in the forgoing paragraphs, resulted in the situation, which was thoroughly irreversible, so left with no option we  accepted the new proposals stipulated in the said letter dated 05.06.2009. When this matter was reported to the AGM and C.M. Jaipur, he instead of directing the Branch to correct the errors, coercively closed both the term loan and C.C. accounts in operation and reframed the new accounts, mechanically causing the complainant undue hardship and delay resulting in exposing them to grave mental pain and agony followed by pecuniary losses. In the nut shell the rephasement of loan was done purposely under duress, so as to veil the error in accounts by the Branch Manager, Raila. At this juncture, it is important to note that for the opening and operation of the said new accounts after force full and unlawful rephasement, the complainant was made to submit the entire set of document afresh followed by filing of documents of charge of satisfaction to the Registrar of Companies, Rajasthan and deed of relinquishment to the Department of Revenue, Govt. of Rajasthan, by the bank, inter-alia declaring there-under that there were no dues whatsoever of the borrower company as against the debtor bank. This is, in further contradiction to their letter dated 05.06.2009 pertaining to the credit facilities arrangement, wherein this arrangement of the bank was referred to as “Rephasement of overdue amount of 1^st Term Loan and 2^nd Term Loan."

(G) Deprived of the Sanctioned C.C. limit:

The Sanctioned C.C. Limit of 20 lakhs was erroneously freezes to Rs. 7.50 lakhs which was later-on with the intervention of Shri Vipin Jain (who joined as Chief Manager, Agriculture in place of Shri Nehra) was extended to Rs. 11.75 Lakhs and further extended on his kind intervention and directions to 15 Lakhs. However when Shri Vipin Jain was relieved and new officer joined, the C.C. limit was not further extended, depriving thereby the complainant borrower from their most bonafide and pre-contracted sanctioned amount. This freezing of sanctioned C.C. limit without any plausible reason and increasing the same in piece-mile on the repeated agitations of the borrower at different levels is self speaking and revealing of the facts.

Further despite repeated request and reminders the borrower was not imparted E-Banking and Multi City Check Book facilities even though all the relevant documents were filed and submitted at the very on set. The disbursement of the new term loan was improper and hindered without any plausible reasons, but with malafide intension.

(H) Maliciously dragged into litigation followed by act of defamation:

      We narrate here-in-below the offending act of dragging the complainant into conspired litigation to harass and defame:-

a.   The Form 6(1) pertaining to the creation of charge on agriculture land was duly and properly executed by the complainant borrower at the instance of the Bank, for being presented before the Tehsil for mutation in relation to creation of charge.

b.   The said Form 6(1) when forwarded by the Branch to the concerned office was returned back for being submitted afresh by the Bank on account of over-writings and cuttings in the forwarding documents of the Bank.

c.   Instead of rectifying his mistake Branch Manager Mr. Chourdia with ulterior motives filed an appeal before the Hon’ble A.D.M. Bhilwara making submissions of fact which are not only fictitious but are of the nature of highest degree of irresponsibility, arrogance and defamatory in nature 

d.   In the haste of teaching us a lesion Mr. Chourdia has gone to the extend of publishing three defamatory advertisements in the Rajasthan Patrika in the edition of 21.11.2010 (Annex.-11) and that too amazingly at the cost of the complainant borrower.

e.   Since the aforementioned appeal was devoid of any substance or merits, the Bank (appellant) later-on withdrew the same shamelessly without any apology to the Comlainant Borrower (defendant).

f.    This childish and irresponsible action of malafide and collusion by Mr. Chourdia has not only injured the prestige of the complainant borrower but has also betrayed and defamed the S.B.I..

(I) Project again inspected and appreciated by new C.M. Agriculture:

However, a respite of relief was felt when Shri Vipin Jain joined as Chief Manager Agriculture in place of Shri Nehra. Shri Vipin Jain visited the site of the dairy project along with Shri Chourdia to verify the actual state of affairs and on thorough inspection he found the project to be properly planed and executed. No discrepancies whatsoever were found by him and he was thoroughly impressed with the entire state of affairs.

(J) Expansion of the project:-

That inspired by their performance and bonafide modus operandi of Shri Vipin Jain the complainant planed for expansion of their project. In anticipation to this plan of expansion they applied for transfer of their entire accounts from Raila Branch to Bais Godam Industrial Estate, Branch at Jaipur, followed by submission of project report for expansion, in August, 2009 (Annex.-12). The gist of events in short in connection with the same is narrated herein below:

(i)              Nov. 2009: The vetting of entire project report pertaining to the expansion and the documents in respect thereof was conducted by Mrs. Sabiha Akhtar the Technical Officer deputed from the L.H.O. New Delhi.

(ii)      Dec. 2009: The detailed vetting report was forwarded by aforementioned Mrs. Sabiha Akhtar to the Chomu Branch Distt. Jaipur (Rurul CPC) for further action.

(iii)            Jan. 2010: Apart from minor rectifiable omissions no major discrepancies were found in the said vetting report.

(iv)           Jan. 2010: The vetting report was revised /corrected by Mrs. Sabiha Akhtar on the information provided by the borrower and thereafter the file was forwarded to Mr. D. B. Shiwach, C.M. (RBB, Delhi) unfortunately the batch mate and close friend of Shri Nehra.

(v)            March, 2010: Since January matter was mechanically kept in abeyance by the concerned officer. 

(vi)           Apprehending delay and consequently losses, the matter was reported by the complainant borrower to the G.M. (Network-III), vide letters dated 23.03.2010 (Annex.-13) and 31.03.2010 (Annex.-14), pleading his intervention.

(vii)          Despite all the above endeavors the SBI officials in reference were inclined upon to kill the project and in the process one Mr. Jai Singh from SBI, Kota was appointed for revetting of the project simply to suppress the earlier vetting report of Mrs. Sabiha Akhtar, which was complete and undisputed on all counts.

(viii)        It is important to note here that the said Mr. Jai Singh was not qualified and competent enough to render any opinion whatsoever on such technical and financial aspects which can prevail over and  have the overriding effect over Mrs. Sabiha Akhtar's report.

(ix)           It is also important to note that said Mr. Jai Singh was merely a Recovery Officer appointed by SBI on contacted basis and acceptance of his report over and above Mrs. Sabiha’s report is against the protocol or not, is the major issue to be inquired upon.

(x)            It is further important to note here that the complainant borrower has not been informed at any point of time  regarding the issue of revetting by Shri Jai Singh from SBI Kota nor did the said report  was prepared by him in conformity with the norms.

(xi)           Further-more despite repeated requests the report was not revealed or discussed with the complainant borrower.

(xii)          It is amazing to note here that vetting of such a lengthy project/project report was done by him (Mr. Jai Singh) in one day, which is practically impossible.

(xiii)        Finally the expansion proposals were rejected mechanically and malafidely, without assigning any plausible reason and depriving the complainant borrower his right to Natural Justice. They were never being informed as to why the re-vetting was warranted, what were the principle objections and short comings reported in the said re-vetting report and why the vetting report of Shri Jai Singh prevailed over Mrs. Sabiha’s report, who was higher in qualification, rank and status over him.

(xiv)        We deeply feel that the claims made by Shri Nehra and Chourdia at the very onset that they will ruin the complainant and the project, proved to be true in the end.

(K) Pending inquiry and track record of the officers also needs to be taken cognizance of:-

It is apposite to note here that Shri Sanjeev Gupta who was second in command to Mr. Chourdia at Raila Branch filed a complaint-cum-report pertaining to financial irregularities and other offensive acts of misconduct and misdeeds committed by Mr. Chourdia, in the A.G.M. office at Jaipur. Shri Sanjeev Gupta was transferred to Agra and the inquiry was kept in abeyance for the reasons best in the knowledge of Regional Office, Jaipur.

In continuation of above it may please be noted that the conduct of Mr. Chourdia has time and again enraged the local customers of the S.B.I., at Raila. In this series somewhere in the first quarter of 2009 some of the local customers on the serious allegations of misbehavior by Mr. Chourdia agitated causing damaged to the Bank’s property (which is on record). The matter was investigated by the local Police Station and is lying pending in the court of law. This matter find mentioned in the News Paper causing irreparable damage to the reputation of S.B.I. It may also be verified that business of the Bank is on continuous declined during the regime of Mr. Chourdia as Branch Manager, at Raila.   

       

PRAYER

In the above premise we most humbly and respectfully request this Hon'ble Chair to take cognizance of the entire sequence of events which is reveling of the designed and framed conspiracy by the officers of the bank in reference, against the complaining borrower. You are expected to take strong and effective action against the said conspirers under intimation to the undersigned and in the process may depute a team of competent officers from the Head Office, Mumbai. Since we apprehend influence and pressure in the matter causing miscarriage of justice, therefore, it is requested to take reasonable care to appoint officers directly under your command so as to avoid any interference from the offending officers or their well wishers.

It is also requested to extend the facilities already sanctioned and may allow our long awaited expansion of the existing project, under finance, on all counts whatsoever.

It is also requested that we may be heard in person before final adjudication/disposal of our complaint.

We sincerely hope that your good self will do the needful in conformity with the principles of Equity, Justice & Good Conscience.   

Thanking you in anticipation.

Humble Complainant

Through Counsel

(Sanjay Khatri)

   Advocate

Please Note: Apart from the Annexure Nos.1 to 14 we have also enclosed our letters dated 11.06.2009; 24.04.2010; 24.04.2010; 19.02.2011 and the Bank’s letter dated 10.12.2009 as Annexure Nos. 15  to 19, disclosing the entire communication whatsoever for your kind perusal and ready reference.

 

Annexures from State Bank of India [31 - 34]

This is the [31-34] Annexures from of state bank of India for more information click on

Annexure 31

Annexure 32

Annexure 33

Annexure 34

Annexures from State Bank of India [35]

Annexures from State Bank of India [30]

his is the [30] Annexures from of state bank of India for more information click on

Annexure 30

Annexure 30A

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                         : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur, 302015.  

3.        Particulars of Information : Photo Copy of the Documents

(a)  Concerned Department: SBI, Raila Branch, Distt. Bhilwara.

(b)    Particulars of information required: Ref: - Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from  Raila, Distt. Bhilwara Branch.    

i.          Details of information required: Vetting Report of Smt. Sabiha Akhatar, Rural Business Group, L.H.O. New Delhi (conducted in Nov, Dec, 2009) pertaining to the loan application/proposals filed by M/s Rosebay Agro Farms Pvt. Ltd. 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015, with reference to the captioned loan accounts of the applicant company (The loan application/proposals were submitted at Bias Godown, SBI, Branch, Jaipur Raj).    

ii.        Period for which information asked for : Nov-2009 to April 2010

iii.       Other details: Photo copy of the above report required on cost.

4.        I state that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No  02F 718734  dated 16-04-2012         

Place: JAIPUR

                                                                                            Signature of Applicant

Date 17.04.2012                              

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)   0141-2741585       (Residence)   +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms Suneel Dutt Goyal resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015  Under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website: ……………………………………

Tel. No. ……………………………………

Dated …………………………

Annexure 30B

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                         : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur, 302015.  

3.        Particulars of Information : Photo Copy of the Documents

(a)  Concerned Department: SBI, Raila Branch, Distt. Bhilwara.

(b)    Particulars of information required: Ref:- Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from  Raila, Distt. Bhilwara Branch.    

i.          Details of information required: Observation of Shri D.B. Siwach, Chief Manager, Agriculture Rural Business Group, L.H.O. New Delhi on the Vetting Report of Smt. Sabiha Akhatar, Rural Business Group, L.H.O. New Delhi (conducted in Nov, Dec, 2009) pertaining to the loan application/proposals of M/s Rosebay Agro Farms Pvt. Ltd. 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015 with reference to the captioned loan accounts of the applicant company (The loan application/proposals were submitted at Bias Godown, SBI, Branch, Jaipur Raj).    

ii.        Period for which information asked for : Nov-2009 to April 2010

iii.       Other details: Photo copy of the above report required on cost.

4.        I state that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No   02F  718735  dated 16-04-2012       

Place: JAIPUR

                                                                                            Signature of Applicant

Date 17.04.2012                              

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)   0141-2741585       (Residence)   +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms Suneel Dutt Goyal resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015  Under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website: ……………………………………

Tel. No. ……………………………………

Dated …………………………

 

 Annexure 30C

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                         : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015     

3.        Particulars of Information : Photo Copy of the Documents

(a)  Concerned Department: SBI, Raila Branch, Distt Bhilwara.

(b)    Particulars of information required: Ref: - Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from Raila, Distt. Bhilwara Branch.    

i.          Details of information required: All recommendations and internal communications of the Bank on the vetting report of Smt Sabiha Akhatar, Rural Business Group, L.H.O. New Delhi (conducted in Nov, Dec, 2009) pertaining to the loan application/proposals of M/s Rosebay Agro Farms Pvt. Ltd. 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015 with reference to the captioned loan accounts of the applicant company (The loan application/proposals were submitted at Bias Godown, SBI, Branch, Jaipur Raj).    

ii.        Period for which information asked for : Nov-2009 to April 2010

iii.       Other details: Photo copy of the above report required on cost.

4.        I state that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No  02F 718736  dated  16-04-2012        

Place : JAIPUR

                                                                                            Signature of Applicant

Date : 17-04-2012                                  

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)   0141-2741585    (Residence)   +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms Suneel Dutt Goyal resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015  under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website: ……………………………………

Tel. No. ……………………………………

Dated …………………………

 

Annexure 30D

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                         : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur, 302015 .  

3.        Particulars of Information : Photo Copy of the Documents

(a)  Concerned Department: SBI, Raila Branch, Distt. Bhilwara.

(b)    Particulars of information required : Ref:- Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from  Raila, Distt. Bhilwara Branch.    

i.              Details of information required : Vetting report undertaken in March 2010 by the vetting officer appointed from SBI Kota, Rajasthan subsequent to the vetting report of Smt. Sabiha Akhatar, Rural Business Group, L.H.O. New Delhi (conducted in Nov, Dec, 2009) pertaining to the loan application/proposals of M/s Rosebay Agro Farms Pvt. Ltd. 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015 with reference to the captioned loan accounts of the applicant company (The loan application/proposals were submitted at Bias Godown, SBI, Branch, Jaipur Raj).

ii.        Period for which information asked for : Nov-2009 to April 2010

iii.       Other details: Photo copy of the above report required on cost.

4.        I state  that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No  02F 718737  dated  16-04-2012        

Place: JAIPUR

                                                                                            Signature of Applicant

Date: 17-04-2012                                   

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)   0141-2741585     (Residence)  +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms. Suneel Dutt Goyal resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur-302015 under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website : ……………………………………

Tel. No. ……………………………………

Dated …………………………

 

Annexure 30E

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                        : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur, 302015.  

3.        Particulars of Information : Photo Copy of the Documents

(a)  Concerned Department: SBI, Raila Branch, Distt Bhilwara.

(b)    Particulars of information required: Ref:- Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from Raila, Distt. Bhilwara Branch.    

i        Details of information required :

        Report/observation/sanction/recommendations etc. Submitted in March April 2009 by Shri S.C. Verma, C.M. Agriculture, Rural Business Group, and L.H.O. New Delhi pertaining to his on the spot observation and verification of the Dairy Project, at Raila  of M/s Rosebay Agro Farms Pvt. Ltd. from Raila, Distt. Bhilwara Branch with reference to the captioned loan accounts of the applicant company.

ii.        Period for which information asked for : March 2009 to May 2009

iii      Other details :Photo copy of the above report required on cost.

4.        I state that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No 02F 718738   dated  16-04-2012  

Place: JAIPUR

                                                                                            Signature of Applicant

Date: 17-04-2012                                   

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)    0141-2741585     (Residence)  +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms Suneel Dutt Goyal Resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015 under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website: ……………………………………

Tel. No. ……………………………………

Dated …………………………

 

Annexure 30F

                                                  FORM ‘A’

FORM OF APPLICATION FOR SEEKING INFORMATION

                                               (See rule 3)         

                                                                         ID. No…………….

                                                                         (For official use)

To,

Regional Manager,

Information & Public Relation,

State Bank of India,

Regional Business Office, Region-III,

65, Hitawala Complex,

Shiksha Bhawan Circle,

Swaroop Sagar Road,

Udaipur-313001.

        

1.        Name of the Applicant : Suneel Dutt Goyal 

2.        Address                         : 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015     

3.        Particulars of Information : Examination  of the File

(a)  Concerned Department: SBI, Raila Branch, Distt. Bhilwara.

(b)    Particulars of information required: Ref: - Loan Account No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from Raila, Distt. Bhilwara Branch.    

i     Details of information required : Examination of the entire file pertaining to the Loan A/c No’s. (i) 30790086642 (TL Account); (ii) 30790105601 (TL Account) and (iii) 30790238803 (CC Limit) M/s Rosebay Agro Farms Pvt. Ltd. from Raila, Distt. Bhilwara Branch

       

ii       Period for which information asked for : Nov 2007 to  2012

iii      Other details :Photo copy of the documents from the said file if deemed necessary by the applicant may be taken on cost.

4.        I state that the information sought does not fall within the restrictions contained in section 8 of the Act and to the best of my knowledge it pertains to your office.

5.        A fee of Rs Ten Rupees has been deposited in the office of the Competent Authority vide Postal Order No 02F 718739   dated 16-04-2012   

Place: JAIPUR

                                                                                            Signature of Applicant

Date: 17-04-2012                                   

E-mail address, if any: ceo@rosebayorganic.com

Tel. No. (Office)    0141-2741585    (Residence)    +919414063537 

(i)    Reasonable assistance can be provided by the competent authority in filling up the Form A.

(ii)  Please ensure that the Form A is complete in all respect and there is no ambiguity in providing the details of information required.

          ACKNOWLEDGMENT OF APPLICATION IN FORM A

ID No. …………………..                                        Dated. ………………………..

1.        Received an application in Form A from Shri/ Ms Suneel Dutt Goyal resident of 4, Vishnu Path, Satya Vihar, Lal Kothi, Jaipur- 302015 under section 6(1) of the Right to Information Act, 2005.

2.        The information is proposed to be given normally within 15 days and in any case within 30 days from the date of receipt of application and in case it is found that the information asked for can not be supplied, the rejection letter shall be issued stating reason thereof.

3.        The applicant is advised to contact the undersigned on ………………….. Between 11 a.m. to 1 p.m.

4.        In case the applicant fails to turn up on the scheduled date(s), the competent authority shall not be responsible for delay, if any.

5.        The applicant shall have to deposit the balance fee through Treasury Challan, if any, before collection of information.

6.        The applicant may also consult Web-site of the department from time to time to ascertain the status of his application.

Signature and Stamp of the Competent Authority

E-mail address, if any …………………………………

Website: ……………………………………

Tel. No. ……………………………………

Dated …………………………
Annexures from State Bank of India [31 - 34]