Privacy and Identity Masking is Now an Old Story for a Bank [PART 2]

Privacy and Identity Masking is Now an Old Story for a Bank [PART 2]

OUR REPLY

                                                                                                                                Dated 04.01.2013

To,

The Branch Manager,

State Bank of India,

Raila, Distt. Bhilwara.

Ref:- Your letter no BR/DEC/250 dated 21-12-2012

Dear Sir,

With reference to the captioned letter received by us on 26-12-2012, we have to state that it is a mere repetition of your earlier letter no. BR/DE/241 dated 06-12-2012, which has been very / precisely replied by us vide our letter dated 17-12-2012. This letter is self speaking of the fact that you have not gone through our letter dated 17-12-2012, and warrants no further comment or reply except for an appeal to shed away your lofty and    vindictive state of mine. There is law in this country and counter to deliver justice. We are not supposed to fight on streets for the sheer satisfaction of our arrogance. Your this behavior is not new to us and we have been facing this torment since long. Your are most humbly and respectfully requested that until and unless you are inclined not to abuse, harass and deceive the inquiry and instead do something positive to undo your misdeeds, not to unnecessarily bother us with  this vexatious, illogical and irrational letters which are more then economical with the truth.   

Thanking You,

For Rosebay Organics Foods Pvt. Ltd.
(Suneel Dutt Goyal)

Director

 

 

                                                                                                                                Dated 17.12.2012

To,

The Branch Manager,

State Bank of India,

Raila, Distt. Bhilwara.

Please take reference of your letter no.BR/DEC/241 dated 06.12.2012. At the very out-set we do accept on record that, recovery proceedings before the Hon’ble Debt Recovery Tribunal are independent of any probe/proceedings pertaining to a series of misdeeds, and the various action and inaction leading to ‘unfair trade practice’ and  the gross violation of ‘fair leading practice code’ ,by the Bank. Thus misconception of fact on this specific issue may please be corrected. However it may further bother you, but we find it most urgent and necessary to clarify the doubts created by you to cast shadow on the actual state of affair in the captioned letter. Our reply-cum-clarification on the various issues raised by you are as under:-

(a) That it may please be noted, your comments in the captioned letter alleging ‘creating of unnecessary pressure’, pertains to the directions and orders of the Hon’ble High Court. These comments in our  opinion are derogation of the pious judicial system in India.You are not supposed to comment on the orders and directions of the Hon’ble High Court in sub-judice matter in such a derogative manner.

(a)        

(b) That it was very categorically brought to the notice of this Hon’ble Chair the issue pertaining to disposal of endangered starving live stock i.e. cows, vide our letter dated 28.01.2012 & 06.02.2012.The compelling situation enforcing us said disposal is evident from the said letter.

(c) That it is evident on the face of record that despite repeated request and endeavors the Bank did not bothered to take charge of the live stock i.e. cows, which was a very sensitive issue in our country, that is to say, demise of even one single cow owing to the starvation would have drawn the attention of the media,NGO’s and other activist group. This would have inter-alia ended up in rendering a bad name to the Bank as well.

(d) That it was very categorically stated in our letter dated 06.02.2012 that, “we have finally decided to close down the project and do everything needful in respect there of in conformity with law to discharge the justified liability of the Bank. Further the livestock in the form of cows pledged with the SBI is in danger during this cumbersome process. You are therefore, requested to take charge of the same physically for proportionately setting of the dues standing against us”. This single instance out of the several is self speaking, how expeditiously the official of the bank are performing their job.

(e) That your repeated comments on our motives behind complaints at various forums are uncalled for at this stage. We however have not made any complaint before this Hon’ble Chair; therefore, you need not to comment on the same and unnecessarily bother yourself. Further, no inquiry report either against or in favour is on record. You are advised to follow the basic norms of hierarchy and protocol at least within your own baking institution.It is amazing to note that complaint made to the Hon’ble Chairman SBI all most two year ago is being abruptly commented upon by the Branch Manager. Your poking into the matter at this stage is only revealing of the misdeed faced by us in the past.

(f)  That regarding recovery proceedings in DRT we reserve our most reasoned right to agitate the error etc. in computation of demand & other issues on merits. 

(g) That your comment pertaining to mutation in revenue record is erroneous and false and apparently appears to suffers from the misinformation of the actual state of affairs. You are requested to thoroughly enquire into the matter and then comment. You are further requested to supply documentary proof in respect thereof, specifically the documents pertaining to the interference of Principle Secretary Govt. Rajasthan.

(h) That your comments and allegation pertaining to non acceptance of summons and intention to prolong the litigation are erroneous and false.

(i)   That we have never received any call for repayment by the Bank’s loan. Further our repeated request for the adjustment of the amounts charged in excess by the Bank has not been paid any heed by you, neither did you bother to rectify on record the apparently mischievous letter  pertaining  to erroneous rephasement of loan, having for reaching further implication on us.This made us severely handicapped to initiate for the repayment in time. However the matter is now sub-judice before the Hon’ble Debt Recovery Tribunal and need no comment outside the Court of law. Your threat to publish my name in these set of circumstance would be a misdeed in furtherance to several of those in past.

(j)   That you seem to be over interested in publishing my name etc. in a sub-judice matter.You apparently appear not be interested in the Bank’s recovery but instead inclined upon to harass and defame a law abiding borrower.

(k)That you never visited my house / office for settlement and recovery and for any purpose whatsoever. Neither did not make any move to settle the issue amicably by rectifying the accounted errors, by you. The stipulation in respect thereof is erroneous and need to be enquired upon. You our requested to intimate your Mobile Number so that we may talk.. We have never met till date. There appears to be a serious and note-worthy misstatement in respect thereof by you.     

In the above premise you are most respectfully advised not to take any unreasoned and irrational action in haste, solely in satisfaction of your vindictive vim. We sincerely hope that at least now you will abide by law and the directives of the regulatory authorities and refrain from doing anything in violation of the principles of Natural Justice of in derogation of the principle laid down and specific directions rendered by Higher Judicial Forums.
 

Thanking You,
For Rosebay Organics Foods Pvt. Ltd.
(Suneel Dutt Goyal)
Director